Plan Additions

Designed to enhance our service and give you more choice. These plan additions help you to tailor make the package that is right for you, giving you the ability to cover the parts of your car that are important to you, and adjusting the cost to fit your budget.


Air Bag System

This Plan Addition is designed to provide the Repair Cost to the Vehicle’s air bag system due to the Failure of a Part effecting the activation of the air bag warning system where a Part of the air bag system is found to be no longer serviceable using diagnostic equipment and/or diagnostic techniques recommended by the Vehicle manufacturer (proof required).




Air Conditioning

This Plan Addition is designed to provide the Repair Cost for the Failure of a Part of the Vehicle’s air conditioning system.




Emissions Failure

This Plan Addition is designed to provide the Repair Cost of the Vehicle’s catalytic convertor, diesel particulate filter, exhaust gas recirculation valve or oxygen sensor (CAT, DPF, EGR or LAMBDA) following the Vehicle’s exhaust gas failing to meet the relevant in-service manufacturer’s emissions standards or MoT emissions test.




Multi-Media

This Plan Addition is designed to provide the Repair Cost following a Failure of either of the: Radio, CD, DVD, TV, Satellite Navigation provided that the item was fitted to your Vehicle by the Vehicle manufacturer as original equipment.




MOT Failure

Without this addition, we will still cover the failure of parts found at the time of MoT, after the first 90 days. However, this addition covers much more and includes all items listed under the MoT failure sheet (VT30) which is really quite unique.




Garage Labour Rates

This Plan Addition is designed to provide the charges for a Repairer’s hourly Labour at one of the Labour rates selected by you from the list detailed below and as shown on Your Plan Schedule:

You can select the garage labour rate of your choice depending on the level of cover you choose;

Level 1 up to £35 per hour
Level 2 up to £50 per hour
Level 3 up to £75 per hour
Level 4 up to £100 per hour
Level 5 up to £150 per hour
Level 6 up to £200 per hour

(Labour rates quoted include VAT at prevailing rate)